Real estate house with for sale sign

Top Questions to Ask Yourself When Deciding to Build a Home

Deciding to move homes is an exciting event and time in your life. Choosing to build a home is even more thrilling and you’re likely looking forward to the day when you can move in and call it your own.

Before you get started, it’s wise to think through the top questions to ask yourself when deciding to build a home. It’s not a project you want to commit to overnight without first stopping to consider the details of it and what it’ll require from you.

Can I Afford It?

The first question you should ask yourself is can I afford it and what’s my budget. Many factors play into it such as your savings, current borrowing rates, your salary, and mandatory expenses. You don’t want to move forward unless you know you can afford it and it’s the right time in your life to build. The last situation you want is for your expenses to fluctuate and that you have to file for bankruptcy. Create a budget that includes both contingency funds and building expenses. Work with a Home Builder to discuss what type of home you can build based on your budget.

What’s the Best Location?

You should also ask yourself where the new home should be located. Think about what the best location will be and in what neighborhood you wish to live. Location hunting is exciting but can be challenging. There’s a lot to consider such as being near work, school, shopping and playgrounds. Find out what type of plot it is and if the soil in the area you prefer is fit to support your finished home. Also, look at the elevation and if the area gets a lot of rain so that you don’t have water problems. Find out as much as you can about the potential location from a real estate agent in Ohio and visit it multiple times before making a final decision.

What do I Want to be Included?

You should also be asking yourself, what do I want to be included in my new home. In other words, what do I want out of my house? Take the time to make a list of all your needs and preferences and how you want your home to look and feel in the end. For you, it may be that you want four bedrooms and a three-car garage. It’s the process of personalizing your home while making it both practical and artistic as well.

What’s the Timeline?

Building a home will also disrupt your life and schedule a bit. Therefore, find out how long it’ll take to build it. Ask yourself what’s the timeline and when can you expect to move in. Agree upon a time frame with your builder and then put the dates in writing. Remind yourself that there may be setbacks or roadblocks along the way so you should anticipate changes and modifications.


These are some top questions to ask yourself when deciding to build a home that you should think through and be able to answer before you start. Next, find a builder who will work with you and meet your needs, along with a Cincinnati mortgage company. Have fun with it and remember that these decisions will soon be a part of your past and you’ll instead be focusing your energy on enjoying your new home.